


DivorceDirection.com
Scott D. Martin, 1325 S. International Pkwy, Suite. 2221, Heathrow FL 32746
(407) 448-
I help people avoid the financial pitfalls of divorce.
Scott Martin, CDFA™
As quoted in the NY Times
Client Services...
Important information...

CPA™, CFP™, CDFA™
The difference is very important -
Become An Empowered Divorce Decision-
Because divorce brings all of our emotions to the surface, it is a time when grounded,
well-
√ Understand your legal rights. That’s why you need a good attorney.
√ Understand the financial implications of the various options you
and
your attorney are considering. That’s why you need a good
Certified Divorce
Financial Analyst™
Divorce is costly. First are the hard dollars you spend and the financial arrangements that emerge from your divorce settlement. Second are the lost opportunity costs from time spent in meetings, on the phone, completing paperwork and depositions, and filing affidavits. Third are the emotional costs as battle lines are drawn and loved ones, especially children, suffer emotional pain.
The hard dollar costs are the area where you can exercise greater control through
becoming an empowered divorce decision-

Mediated Divorce
$7,000*
A drawn-
Litigated Divorce
$78,000*
Collaborative Divorce
$20,000*
Here is what you need to consider when making this key decision...
• Mediated Divorce – Although less expensive, it does not always yield
a
fair and equitable settlement because you are pushed through an
an intense
process of horse trading without knowing what the real
numbers look like –
unless a CDFA™ is there to guide you.
• Litigated Divorce – The $78,000 above does not include the lost
opportunity
costs resulting from having to spend time preparing and
attending all those
meetings. Example: You are a professional making
$200 per hour. Meetings
and preparation over the one year it took to
litigate your divorce required
you to spend 50 hours in meetings and
preparation. Your lost opportunity
cost – an additional $10,000.
• Collaborative Divorce – If this is the wave of the future, as the US
News
& World Report article suggests, your collaboration efforts will
be greatly
empowered by having both a good attorney and a CDFA™
to guide you.
Empowered Divorce Decision Making = Good Attorney + Competent CDFA™
Average Costs of Mediated, Collaborative, and Litigated Divorce.
* Source: Collaborative Divorce Could Be Society’s Wave of the
Future. US
News & World Report, June 13, 2008
“While I can focus on the legal issues and the big picture, they (CDFA™) make me look better and they protect me on the financial issues...” – Fred Siegel, Esquire, Divorce Attorney

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